Meet the Team

Leo has more than 27 year’s industry experience and is responsible for consulting and strategy development.

Leo’s career began in 1994 in the pensions actuarial department at Metropolitan Life. In 1999 he moved to the UK where he worked for City of Westminster Assurance, gaining valuable experience in the UK pension fund industry. Upon his return in 2001, he joined Novare Actuaries and Consultants to lead the client servicing and operations teams. Leo co-founded Mosaic in 2015 and directs operations and strategy.

Otshepeng has 16 years’ industry experience within employee benefits, insurance and asset management.

Otshepeng started her career at Alexander Forbes as an actuarial analyst and then as a senior actuarial analyst to the Government Employee Pension Fund. She then moved to Stanlib as a Portfolio Executive, responsible for client management for Africa wide clients. Otshepeng moved to Cape Town in 2011 and joined Novare’s Fund of Hedge Funds team. In 2015 she joined Crede Capital Partners as the Head of Insurance and established an insurance brokerage which created and provided insurance solutions for both the public and private sector.

In 2017 she founded Oats Risk Services, a risk management and insurance consulting firm that provides advisory and insurance broking services to entrepreneurs and their businesses. She joined Mosaic Investment Consulting in April 2023.

David has been in the industry for more than three decades and focuses on consulting to existing clients and developing new relationships within institutional and retail markets.

David has worked for many of the largest investment consulting firms in the country and has serviced corporate, municipal and union-related retirement funds as well as medical schemes in South Africa.

In 2018, David joined Mosaic as a partner where he works alongside his old team from Novare.

Ruan has 15 years’ experience and is responsible for administration and reporting.

Ruan started his career in 2006 contracting for Sanlam and Coronation. In 2009 he joined Novare Actuaries and Consultants to develop the risk and reporting systems within the consulting business. In 2010, he was promoted to head of investment administration, managing the team responsible for client administration and reporting.

Ruan left Novare in 2015 to establish Mosaic.

Tomi has 18 years’ experience in fund and product research and directs the investment process.

Tomi’s investment career began in 2003 in the research team at Innofin Management Company (now Glacier Financial Solutions). In 2007, he was promoted to senior investment analyst and helped develop Glacier’s retail-focused investment consulting offering.

After seven years at Glacier, Tomi moved to Novare Actuaries and Consultants to manage the manager research team where he was instrumental in developing client’s BEE incubator programs and driving investment into alternative assets.

Dineo has nine years’ investment experience and supports the team with investment research and client engagements.

Dineo’s career began in academia, where she co-authored two published papers at the University of Cape Town’s School of Economics in the field of Education and Rural Livelihoods in South Africa. She transitioned into financial services in 2013 when she joined Glacier’s Research team. Dineo then joined Novare where she focused on alternative assets, while completing the Chartered Alternative Investment Analyst (CAIA) program.

Dineo joined Mosaic in 2020.